Tamil Nadu Chief Minister J Jayalalithaa has launched a comprehensive Health Insurance Scheme to benefit 1.34 crore families in Tamil Nadu.
The AIADMK government, on assuming power, dropped the previous DMK Government's life-saving special-treatment Health Insurance Scheme styled as ‘Kalaignar Kaappeedu Thittam’. A new scheme announced then comes into effect now.
Star Insurance Company handled the DMK Government's Kalaignar Kaappeedu Thittam (Kalaignar Insurance Scheme), whereas the AIADMK government's “The Chief Minister’s Comprehensive Health Insurance scheme”, to be implemented by United India Insurance Company, a public sector company.
The present scheme provides free treatment in both private and government hospitals for people earning less than Rs.72,000 per annum. Under this scheme, every single family can get Rs.1 Lakh per year and a total sum of Rs 4 Lakhs in four years. Certain treatments can get up to Rs 1.5 lakhs. Through this scheme about 1.34 crore people would get the benefit.
The President of Tamil Nadu Medical Association, Dr.K.Senthil has welcomed the new Health Insurance Scheme. He said, “More number of treatments has been included now as compared to the previous scheme”.
While talking to TSI he added, "The old scheme was entirely a private one. Now, Government Hospitals have also been included. Due to this, the infrastructure in the Government Hospitals could improve as insurance money can pour in. The previous scheme gave insurance cover only to surgical treatments. Some other medical treatments like poison-cases are also covered under the new scheme. All in a family would be covered now".
The scheme includes treatment for infants too and covers 1016 medical treatments, 113 pro-longed treatments, and 23 kinds of Diagnosis. The pre-surgery medical-tests will also be covered in the amount insured. The amount would be released even in cases where surgery is given up. Five-day medical expenses from the time of getting admitted in the hospital till getting discharged, would be covered under the new scheme.
To avail the scheme or to know more about the scheme one can approach the special cells in the District Collector's Office. There is also 180042 53993, a toll free number for further queries.